For SBA 7(a) lenders, the path from application to approval is already long and resource-intensive. The last thing you want is to waste time and money pulling a full tri-merge report on an applicant who isn’t even close to qualifying. Traditional hard pulls cost $20–30 each, add friction by requiring a Social Security Number, and can discourage borrowers from moving forward.

With Acqualify, you can instantly prequalify SBA applicants using a simple soft pull—just name, address, and date of birth. No SSN, no score impact, and no wasted credit bureau fees.

Smarter Turndown Management

Not every applicant will be SBA-ready today. But with Acqualify, identifying turndowns is faster and far less costly. Instead of spending $20–30 to discover a borrower isn’t eligible, you can make that call for around a dollar.

From there, you can choose the best path forward:

• Refer applicants to a trusted credit improvement program.
• Provide guidance on what it will take to qualify in the future.
• Stay connected with ongoing score alerts so you can re-engage when they’re ready.

Why SBA Lenders Choose Acqualify

• Cut Costs: Save up to $27 per applicant by replacing hard pulls with unlimited soft pulls.
• Boost Close Rates: Focus your underwriting and sales energy on applicants who are more likely to qualify.
• Protect Applicants: No score impact and no SSN barrier means higher application completion rates.
• Scale Easily: Unlimited-use subscription lets you screen every lead, every time.